Welcome to XIBMS

Online Payment - Terms & Conditions of payment over the XIBMS (Xaviers Institute of Business Management Studies) Website

These terms and conditions apply to the User who uses the Online Services provided for any payment made to XIBMS (Xaviers Institute of Business Management Studies). Kindly read these terms and conditions carefully. By authorizing a payment to XIBMS through the online payment service ("the service"), it would be treated as a deemed acceptance to these terms and conditions. XIBMS reserves all the rights to amend these terms and conditions at any time without giving prior notice. It is the responsibility of the User to have read the terms and conditions before using the Service.

Terms & Conditions

Please note that most services, courses provided by XIBMS are for continuing professional development, rather than an academic degree. XIBMS does not guarantee the acceptance of the services outcome or otherwise for any of its products, services or documents. Identity cards, certificates and other documentary proofs otherwise are sole property of XIBMS and does not accept any liability on the ground of its acceptance by Central Govt., State Govt., Semi Govt. Local Govt., Corporate, Firms, Groups, Individuals or otherwise. The accepting party shall make all its necessary procedures and verification for the same. XIBMS shall not be liable for any loss, damage or otherwise arising from such transactions or claims on such grounds.

All Master, Visa, Debit Cards are accepted for transactions on the payment gateway available through the XIBMS website.

XIBMS does not engage in direct retail activities. The payment gateway on the XIBMS website is being provided by ICICI Bank, using their payment gateway.

At no point must the cardholder disclose his/her Debit card number, date of expiry or the CVV number over the call to anyone.

Payment should be made through Debit Card who having 3D Secure password only.

Cardholder must verify the courses opted for before making the payment.

Cardholders making Fee Payment online can verify the amount directly credited to their XIBMS Student Account. All Fee Payments made over a weekend will be reflected in the subsequent week.

Cancellation and refund of fee(s) will be resolved strictly as per terms mentioned on the Prospectus.

On activation of the XIBMS service, standard terms mentioned in Prospectus and Hand Book will apply.

The success and failure of a card transaction are at the sole discretion of the card issuing bank. XIBMS assumes no responsibility for any dispute arising therefrom. XIBMS shall not be responsible for any fraudulent or disputed transactions. In case of a dispute regarding any card transactions made by the cardholder through the XIBMS website, the same must be resolved by the cardholder directly with Your Bank/Debit card issuer. You agree to not make XIBMS a party to any such dispute. XIBMS shall not be liable to You/ cardholder for any consequence arising out of any fraudulent or disputed transactions.

By making a Fee Payment over the XIBMS website, You hereby agree to comply with these terms and conditions. You agree to release, indemnify and hold harmless XIBMS and its officers/employees, business affiliates, from and against any injuries, losses, damages, claims, actions, or any liability of any kind resulting from or arising from your or any third party's use (or misuse) of the Fee Payment facility available over the XIBMS website.

By paying through any valid Debit Card owned by you or as legally provided by you. You are agreeing that there shall be no charge back in respect of any transaction done on the relevant Symbiosis website under the assigned user ID.

XIBMS reserves the right at any time, without prior notice, to add or vary all or any of these terms and conditions or to replace, wholly or in part this Fee Payment facility or to withdraw it completely.

All students seeking admission to XIBMS programs and paying fees online must carefully read the Prospectus and website and further agree to abide by the rules and regulations of the Institute before making online fees transaction and it is understood that a student engaging in online fees transaction has read and understood the rules & regulations.

Students submitting admission/application form to any program/course at XIBMS must read the rules and policies related to provisional admission, cancellation of admission and refund of fees and disclaimers before making online fees transaction and it is understood that a student engaging in online fees transaction has read and understood the rules & regulations.

Students, who have been granted admission on a provisional basis, are also required to pay Program Fees as per the prescribed fee installment timeline.

It is the sole responsibility of the student to pay all prescribed fees as per the timelines mentioned in the prospectus for the program in which he/she has enrolled. If a student fails to pay the fees as per the timelines, then in such a case, his/her admission shall stand canceled.

Failure to pay complete program fees as per the prescribed deadline will result in cancellation of admission.

A student, with admission canceled by XIBMS due to non-compliance of eligibility or non-payment of program fees within the prescribed timeline, will not be eligible for any refund of the program fees and any such request will not be entertained.

XIBMS is not liable to refund any excess/unidentified fee(s) paid by the student towards program/course/examination or any other fees. Such excess fees may be utilized for any other applicable services (as allowed by XIBMS) by the student in the same financial year subject to the Director's approval.

Late admissions will not be eligible for any kind of refund or change of Program/Specialisation. Late admissions are not eligible for any installments or extension in program fee deadline.

In the cases as mentioned above, the student is not entitled to any refund of paid fees.

Students desiring to cancel their admission need to submit an application for cancellation of admission (Application for Refund of Program Fees) only in the prescribed format.

Students will receive the refund of the fees paid by them subject to refund policies mentioned in the prospectus.

Refund application will be processed only after the student sends back to the Institute the self-learning material, confirmation/provisional letter, IDcard or any other XIBMS material that the student has.

Key terms:

The following is a summary of the key terms & conditions of this service:

  • Payment(s) through this Service may only be made with a Credit Card, Debit card or Net Banking.
  • Before using this Service, it is recommended that the user shall make a necessary inquiry about the charges or fees payable against the Credit/Debit card used from Credit Card or the Debit Card service provider i.e. the respective Bank.
  • The credit card information supplied at the time of using the service is processed by the payment gateway of the service provider and is not supplied to XIBMS. It is the sole responsibility of the User of the service to ensure that the information entered in the relevant fields are correct. It is recommended that you take and retain a copy of the transaction for record keeping purposes, which might assist in the resolution of any disputes that may arise out or usage of the service
  • The Applicant agrees, understands and confirms that his/ her personal data including without limitation details relating to debit card/ credit card/net banking transmitted over the Internet may be susceptible to misuse, hacking, theft and/ or fraud and that XIBMS or the Payment Service Provider(s) have no control over such matters.
  • The service is provided using a payment gateway service provider through a secure website. However, neither the payment gateway service provider nor the XIBMS gives any assurance, that the information so provided online by a user is secured or may be read or intercepted by a third party. XIBMS does not accept or assume any liability in the event of such unauthorized interception, hacking or other unauthorized access to information provided by a user of the service.
  • XIBMS and/or the Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or delivery of any such data, information or message; or (c) any loss or damage arising from or occasioned by any such inaccuracy, error, delay or omission, non-performance or interruption in any such data, information or message. Under no circumstances shall the XIBMS and/or the Payment Service Providers, its employees, directors, and its third-party agents involved in processing, delivering or managing the Services, be liable for any direct, indirect, incidental, special or consequential damages, or any damages whatsoever, including punitive or exemplary arising out of or in any way connected with the provision of or any inadequacy or deficiency in the provision of the Services or resulting from unauthorized access or alteration of transmissions of data or arising from suspension or termination of the Service.
  • The Applicant agrees that XIBMS or any of its employees will not be held liable By the Applicant for any loss or damages arising from your use of, or reliance upon the information contained on the Website, or any failure to comply with these Terms and Conditions where such failure is due to circumstance beyond XIBMS's reasonable control.